DCG Initiatives

Innovative Solutions

Innovative Solutions:

Alliances are essential to developing solutions for our clients. We extend our technology and business capabilities through a powerful network to provide our clients the best specialized skills and innovative solutions.
Customized Assistance

Customized Assistance

Not reinventing the wheel, but capitalizing on growth opportunities and consistently providing practical solutions to complex industry challenges for our clients.
Industry Experience

Experienced Professionals
Managing directors with significant industry experience lead practice areas devoted to assisting client CEOs and senior management to develop strategic options and implement effective growth plans.

Wednesday, September 08, 2010

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OUR COMPANY

We are committed to providing our customers with the best consulting services withing the financial and insurance industries, as well as excellent support. Our primary goals are outlined below:

To produce high quality services that are useful, powerful and fresh
To provide a professional, innovative, results-driven service for all of our customers
To drive the industry and market forward with competitive and innovative ideas

Charitable Giving

DCG and its staff feel very strongly about giving back to the community and those in need around the world. Find out about the organizations we support .

Contact Us

To discuss how we can help your organization, call us at 1 (916) 782-8321 or send us an e-mail.

Office Hours : 8am to 5pm PST | Monday to Friday

DCG Initiatives

	Longevity Quotes - Our research indicates that affluent customers are seeking education and product solutions to alleviate the longevity risk of their retirement savings, yet few companies have satisfied this need. Of the 20 million people in the U.S. that fit the target market for this product, very few are being reached by traditional advisors and agents. Our unique distribution and marketing strategy can become a beachhead for the right company who is interested in partnering with us to capture this opportunity. Click here for more information on the benefits of owning longevity insurance.

	Voluntary Benefits - As greater government involvement in healthcare comes to fruition, we believe that the voluntary benefit arena will experience significant growth. Employers will utilize voluntary benefits to complement their core benefit plans to remain competitive, while keeping their healthcare costs within an acceptable range. Our initial assessment indicates that small to mid-size employers with 2,500 employees or less are underserved when it comes to online benefit solutions. We are looking for a partner in building a customized set of employer services to include product, enrollment, and support capabilities to fill the need of this $4 billion industry.

	Life Support for P&C Agents - The property and casualty industry tends to be cyclical, and insurers have entered a "soft market" where growth in net written premiums will most likely languish in the zero to 5% range over the next several years. As pressure on margins has heated up and growth in distribution channels stabilizes, marketing niches will become more difficult to find. For most companies to be competitive in the near term, they will need to reassess and maximize the efficiency of everything from actuarial methods to claims management. Companies must innovate to stand out in the marketplace. Adding simple and unique life insurance product to P&C agents' menu is an effective strategy for premium growth and we can provide the knowledge and training for P&C Agents to effectively sell life insurance.

	A+ Life Insurance - Given the recent challenges felt by all insurance companies, DCG sees an opportunity in the education of consumers and agents in regard to rating companies and what it means for a company to qualify as an A+ rated carrier. The site will also provide an opportunity for A+ rated Carriers to tell consumers their stories, and our firm has partnered with consultants who specialize in assisting carriers with maximizing the outcome of the ratings review proces.

	Ultra Affluent - More than 10,000 families across the globe fit into the "ultra affluent" category, which is defined as liquid assets between $5 and $30 million. Traditionally, these families are unable to obtain the amount of life insurance coverage required to satisfy their needs, however, DCG has a private and confidential network of insurers who will provide levels of coverage beyond what most of these family offices can typically obtain through their own sources.

	Abundant Food Savings - With more than 85,000 visitors per month and 3,000 newsletter subscribers at its one year anniversary, (AFS) was designed to assist individuals throughout the United States in stretching their grocery budgets by combining coupon deals with significant bargains. We also encourage users to share our site and information with groups and individuals who may benefit and use their acquired couponing skills to benefit themselves and their community. Our clients have utilized customized versions of AFS for varying strategic initiatives, one of which is a free employee benefit program that has been incredibly well received.

	Super School Savings - This site is embryonic at this time, but is considered the second floor of our online store, with AFS being the first floor. Our goal is to assist our target demographic of AFS with saving money on school supplies, clothing, and food for their school age children.

	Actuarial Innovations LLC. - Almost Never Smoked - At the heart of this innovative program is an enhanced product offering to people who have never used tobacco products, or who have not done so for at least 10 years. The life insurance industry has so far not taken advantage of this distinction in the benefits or pricing of products offered to this group. Mortality for these people is almost 10% less than traditional nonsmokers, based upon proprietary actuarial studies of 21 million insured from 2002 to 2007. This favorable mortality gap provides a significant pricing advantage opportunity.